Financing

Privacy Policy for Testarossa Motors
Website: testarossamotors.com
Effective Date: July 27, 2026

Testarossa Motors (“we,” “us,” or “our”), located at 521 Hwy-3 North, League City, Texas 77573 (Galveston County), operates this website and related services as a family-owned used vehicle dealership engaged in B2C vehicle sales and financing. This Privacy Policy explains how we collect, use, share, and protect your personal information when you visit our website, submit inquiries or finance/credit applications, purchase or finance a vehicle, or communicate with us via SMS/text messaging.

This policy is designed to meet the disclosure requirements of Google Analytics and Google Advertising Features, SMS/text messaging compliance standards applicable to business messaging (including carrier and industry guidelines), the Gramm-Leach-Bliley Act (GLBA) and FTC Privacy Rule/Safeguards Rule applicable to auto dealers who arrange or extend financing, the Fair Credit Reporting Act (FCRA), the Texas Data Privacy and Security Act (TDPSA), Texas Finance Code Chapter 348 (motor vehicle retail installment sales), and general U.S./Texas consumer protection rules for car sales and B2C transactions. No unique League City or Galveston County privacy ordinances specific to car sales or financing were identified beyond state and federal requirements.

This is a template based on publicly available requirements. It is not legal advice. Consult a qualified attorney (ideally one familiar with auto dealer compliance, GLBA, TDPSA, and Texas motor vehicle finance rules) to customize it for your exact practices, small-business status under the SBA definition (relevant to TDPSA), financing volume, and any actual data-sharing arrangements.

1. Information We Collect

We collect the following categories of information:

  • Information you provide directly:
    • Contact details (name, email address, phone number, mailing address) when you use contact forms, request a test drive, or inquire about vehicles.
    • Finance/credit application information (Nonpublic Personal Information or “NPI” under GLBA): personal identifiers (name, date of birth, Social Security number or ITIN, driver’s license number and state), employment and income details, financial information (bank details, assets, liabilities, credit history), residence history, and other data needed to process vehicle financing or leasing applications.
    • Communications content from emails, forms, or other interactions.
    • Information related to vehicle purchases or trade-ins (e.g., vehicle details, odometer, title information).
  • SMS/Text messaging information:
    • Mobile phone numbers and related consent/opt-in data when you provide a number and agree to receive messages.
    • Message content and delivery/status data related to our communications with you.
  • Automatically collected information (via cookies and similar technologies):
    • Usage data, device information (browser type, operating system, device type, screen resolution), approximate geographic location (derived from IP address), pages viewed, time spent, referral sources, and interaction events.
    • We use Google Analytics (Google LLC) to collect this data. Google Analytics uses first-party cookies (such as _ga and related identifiers) and may use other identifiers.
  • Advertising-related data: If we have enabled Google Analytics Advertising Features (e.g., remarketing, demographics and interests reports) or use Google Ads, additional data may be collected via first-party and third-party cookies/identifiers to support advertising.
  • Sensitive data (as defined under TDPSA and similar laws): Includes Social Security numbers, driver’s license numbers, precise financial account information, and similar data collected primarily for financing. We process sensitive data only as necessary for financing applications and with appropriate authorization/consent where required.

We do not intentionally collect information beyond what is necessary for vehicle sales, financing, customer service, and legitimate business purposes. We do not knowingly collect information from children under 13.

2. How We Use Your Information

We use the information we collect to:

  • Respond to inquiries, schedule test drives, and provide customer service.
  • Process vehicle sales, title/registration assistance, and trade-ins in accordance with Texas Department of Motor Vehicles (TxDMV) requirements and Texas Finance Code Chapter 348.
  • Process and evaluate finance/credit applications (including obtaining consumer reports under FCRA with your authorization), submit applications to lending partners, and arrange or extend retail installment contracts or leases.
  • Operate, maintain, improve, and analyze our website and services (including understanding site usage via Google Analytics).
  • Send SMS/text messages for which you have provided consent — such as appointment reminders, vehicle status updates, financing communications, or other informational/transactional messages. Messaging frequency may vary. Message and data rates may apply.
  • Support advertising and marketing efforts (where permitted), including Google Advertising Features.
  • Comply with legal obligations (including record retention under Texas Admin. Code for vehicle sales records, typically 48 months), prevent fraud, detect identity theft (consistent with FTC Red Flags Rule principles), and protect our rights and the safety of others.
  • Other purposes disclosed at the time of collection or with your consent.

Under GLBA, we use NPI only for the purposes described in our privacy notices and as permitted by law.

3. Cookies, Google Analytics, and Advertising Features

We use cookies and similar technologies on our website.

Google Analytics: We use Google Analytics to measure website traffic, page engagement, session duration, device information, approximate location, and related usage data. This helps us understand how visitors use the site. Google processes this data as described in Google’s privacy policy (policies.google.com/privacy). Google Analytics is configured to avoid sending Personally Identifiable Information (PII) such as names, email addresses, or full phone numbers to Google, in accordance with Google’s policies.

Google Analytics Advertising Features (if enabled): We may use features such as remarketing, demographics and interests reports, or other advertising features. In these cases:

  • We and third-party vendors (including Google) use first-party cookies (such as the Google Analytics cookie) or other first-party identifiers together with third-party cookies (such as Google advertising cookies) or other third-party identifiers.
  • This allows us and vendors to show ads based on prior visits to our site or other activity.
  • Visitors can opt out of these features through Google’s Ads Settings (adssettings.google.com), the Network Advertising Initiative opt-out page, device settings (for mobile apps), or other available means. We also encourage use of the Google Analytics opt-out browser add-on (tools.google.com/dlpage/gaoptout).

For more details on how Google uses data from sites that use its services, see Google’s documentation. You may also manage cookie preferences through your browser settings. Disabling certain cookies may affect website functionality.

If you are in a jurisdiction requiring consent for non-essential cookies, we will seek appropriate consent before activating Analytics or advertising cookies. Under TDPSA, processing for targeted advertising is subject to opt-out rights.

4. SMS/Text Messaging

We use SMS/text messaging services to communicate with customers.

Consent: We only send messages after obtaining your express consent (written/logged where required for promotional or automated messages, in accordance with applicable industry guidelines, TCPA, and carrier rules). Consent may be obtained via website forms (with clear disclosure and unchecked opt-in), verbal agreement, or other compliant methods. Consent is specific to the type of messages described.

Message types: Informational and transactional messages related to your inquiries, test drives, vehicle purchases, financing status, appointments, and customer service. (Promotional messages, if any, will only be sent with appropriate prior express written consent.)

Opt-out: You may opt out at any time by replying STOP (or UNSUBSCRIBE or other standard keywords). We will honor opt-out requests promptly. Reply HELP for assistance. Opt-out confirmation will be sent.

Important disclosure:
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Phone numbers and SMS consent data collected for messaging purposes are used only to deliver the consented messages and for related service/compliance purposes. We do not sell or share SMS opt-in data or phone numbers with third parties for their marketing.

Standard disclosures: Messaging frequency may vary. Message and data rates may apply. For full details, see this Privacy Policy.

5. How We Share Your Information

We may share information with:

  • Service providers who assist us (e.g., SMS/text messaging providers, website hosting, analytics providers such as Google, IT/security providers, title/registration services), under contracts that limit their use of the data and require appropriate safeguards (consistent with the FTC Safeguards Rule).
  • Lending partners, financial institutions, and credit bureaus when you submit a finance application or enter a retail installment contract/lease (to evaluate creditworthiness under FCRA, process financing, and fulfill the transaction). Multiple lenders may receive the application as needed to obtain competitive offers. This sharing is necessary to complete the financing you request.
  • Legal and safety purposes: To comply with law (including TxDMV record requirements and Texas Finance Code disclosures), respond to legal process, protect rights/safety, or in connection with a business transfer (merger, sale, etc.).
  • With your consent or as otherwise disclosed at collection or permitted under GLBA exceptions (e.g., joint marketing with financial institutions under certain conditions, or as necessary to service your account).

We do not sell your personal information or sensitive personal data. We do not share SMS opt-in data or mobile numbers for third-party marketing, as stated above.

Under the GLBA Privacy Rule, if we share NPI with nonaffiliated third parties in ways that trigger an opt-out right, you will be provided a clear notice and opportunity to opt out (exceptions apply for service providers, joint marketing, and other permitted disclosures). Annual privacy notices may be required in certain continuing customer relationships unless we qualify for an exception (no sharing that triggers opt-out and no material change in practices).

Google may receive aggregated or pseudonymous analytics/advertising data under its terms.

6. Data Security and Retention (GLBA Safeguards Rule)

As a dealer that arranges or facilitates vehicle financing, we are treated as a financial institution under the GLBA and FTC Safeguards Rule. We maintain a written information security program with reasonable administrative, technical, and physical safeguards designed to protect the security, confidentiality, and integrity of customer information. This includes measures to protect against unauthorized access, anticipated threats, and unauthorized disclosure, as required by the Safeguards Rule.

We retain information only as long as necessary for the purposes described (e.g., as long as needed for financing records, customer service, legal compliance, TxDMV vehicle sales record retention requirements—typically at least 48 months—or as otherwise required by law). Analytics data retention follows Google Analytics settings (configurable; defaults are limited). SMS-related records are retained as needed for compliance and proof of consent.

7. Your Rights and Choices

Depending on your location, you may have rights to:

  • Access, correct, or delete certain personal information.
  • Opt out of certain processing or “sale/sharing” (if applicable under state laws such as TDPSA or CCPA/CPRA).
  • Opt out of Google Analytics Advertising Features or cookies as described above.
  • Withdraw SMS consent by replying STOP.
  • Lodge a complaint with a supervisory authority (where applicable).

Under the Texas Data Privacy and Security Act (TDPSA), Texas residents may have rights to confirm whether we process their personal data, access it, correct inaccuracies, delete it, obtain a portable copy, and opt out of targeted advertising, the sale of personal data, or certain profiling. Sensitive data processing requires consent where required. We will respond to valid requests in accordance with applicable law (generally within 45 days, with possible extensions).

To exercise rights or make requests, contact us using the details below. California residents (and residents of other states with similar laws) may have additional rights; we will honor valid requests.

You can also manage browser cookies and use Google’s tools for ad personalization and Analytics opt-out. Under GLBA, you may have opt-out rights regarding certain sharing of NPI (we will provide notice if applicable).

8. Children’s Privacy

Our services are not directed to children under 13. We do not knowingly collect personal information from children under 13. If we learn we have done so, we will delete it.

9. International Transfers and Third-Party Links

Our service providers (including Google and our SMS providers) may process data in the United States or other countries. Where required, appropriate safeguards (such as the EU-U.S. Data Privacy Framework where applicable) are used.

Our website may contain links to third-party sites. This policy does not apply to those sites.

10. Changes to This Privacy Policy

We reserve the right to update, modify, or revise this Privacy Policy at any time, for any reason. This Privacy Policy is subject to change without prior notification. Any revised version will be effective immediately upon posting on this page, as indicated by the updated Effective Date.

Your continued use of the website, services, or submission of information after any changes constitutes your acceptance of the revised Privacy Policy. Where required by applicable law (including under the GLBA for certain material changes to practices involving nonpublic personal information), we will provide additional notice as mandated.

11. Contact Us

For questions about this Privacy Policy, to exercise your rights, or regarding SMS:

  • Testarossa Motors
    521 Hwy-3 North
    League City, TX 77573
  • Email or phone: Use the contact information on testarossamotors.com/contact-us/

For Google-related privacy information: policies.google.com/privacy